Five steps to financial readiness for new parents You have many memories-in-the-making to look forward to—first birthdays, ballet recitals, family vacations, soccer goals and graduations from kindergarten to college.

enter It’s expensive to raise and educate children, but as parents we want what’s best for them. Add up everything from daycare and diapers to music lessons, hockey gear and birthday parties, and you’ll be glad you planned ahead. Life happens, and don’t be like a deer caught in the headlights.

click here As well, unforeseen events can change everything in an instant. When your child is home sick it often means that you or your partner will miss work. Or if you become ill you may need some added support. That’s why contingency plans and easy-to-access emergency funds are so important, as they can protect your family and budget.


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