{"id":3432,"date":"2016-01-20T00:04:00","date_gmt":"2016-01-20T05:04:00","guid":{"rendered":"http:\/\/financial-advisory.ca\/?page_id=3432"},"modified":"2024-01-22T13:53:08","modified_gmt":"2024-01-22T18:53:08","slug":"corporate-class-fund","status":"publish","type":"page","link":"https:\/\/financial-advisory.ca\/index.php\/corporate-class-fund\/","title":{"rendered":"Corporate Class Fund"},"content":{"rendered":"<div id='layer_slider_1'  class='avia-layerslider main_color avia-shadow  avia-builder-el-0  el_before_av_heading  avia-builder-el-first  container_wrap sidebar_right' style='  height: 151px;' ><\/div><div id='after_layer_slider_1'  class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3432'><div class='entry-content-wrapper clearfix'>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h3    avia-builder-el-1  el_after_av_layerslider  el_before_av_textblock  avia-builder-el-first  '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Corporate Class Fund<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>If you are investing outside of a registered plan, distributions and transactions could result in a tax liability. You can reduce the impact of taxes on your investment returns with Corporate Class Funds.<\/p>\n<blockquote>\n<p>\u00a0Corporate Class provides many of the benefits that can be found with tax-free savings accounts or other registered accounts, including the ability to defer tax on investment income and capital gains. This allows for increased compound growth over the long term and the ability to make investment decisions, such as rebalancing your portfolio, without worrying about the tax consequences.<\/p>\n<\/blockquote>\n<p>Corporate Class also allows you to draw tax-efficient cash flow from your investments through T-Class funds. Corporate Class is an ideal choice for all non-registered investments.<\/p>\n<\/div><\/section>\n<div  style='height:30px' class='hr hr-invisible   avia-builder-el-3  el_after_av_textblock  el_before_av_heading '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h3 meta-heading   avia-builder-el-4  el_after_av_hr  el_before_av_textblock  '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >How it Corporate class investments works<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><blockquote>\n<p>According to the Income Tax Act, an investor may switch between classes of capital stock of the same corporation without tax consequences. This principle is the basis for Corporate Class and it can result in significant tax benefits for investors.<\/p>\n<\/blockquote>\n<blockquote>\n<p>Effectively, the structure creates an umbrella for the funds in the corporation. Under this umbrella, investors can switch between classes, or funds, without triggering a capital gain or loss. A capital transaction only occurs when you redeem from the corporation. In addition, distributions to shareholders of the mutual fund corporation will only be a Canadian dividend or a capital gains dividend \u2013 both of which receive preferential tax treatment. In comparison, a trust can also pay out interest income \u2013 which attracts the highest level of tax.<\/p>\n<\/blockquote>\n<blockquote>\n<p>If a mutual fund realizes a capital loss in a year, it cannot be claimed by investors for tax purposes. However, the fund can use these losses to offset capital gains. The Corporate Class umbrella allows these losses and gains to be spread over a wide base of many funds, instead of being confined to only one fund, as it is with a trust.<\/p>\n<\/blockquote>\n<\/div><\/section>\n<div   class='hr hr-default   avia-builder-el-6  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-3432","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages\/3432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/comments?post=3432"}],"version-history":[{"count":4,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages\/3432\/revisions"}],"predecessor-version":[{"id":4278,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages\/3432\/revisions\/4278"}],"wp:attachment":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/media?parent=3432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}