{"id":3426,"date":"2016-01-19T23:54:52","date_gmt":"2016-01-20T04:54:52","guid":{"rendered":"http:\/\/financial-advisory.ca\/?page_id=3426"},"modified":"2024-01-22T13:50:24","modified_gmt":"2024-01-22T18:50:24","slug":"business-overhead-expenses","status":"publish","type":"page","link":"https:\/\/financial-advisory.ca\/index.php\/business-overhead-expenses\/","title":{"rendered":"Business Overhead Expenses"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div id='layer_slider_1'  class='avia-layerslider main_color avia-shadow  avia-builder-el-0  el_before_av_heading  avia-builder-el-first  container_wrap sidebar_right' style='  height: 151px;' ><\/div><div id='after_layer_slider_1'  class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3426'><div class='entry-content-wrapper clearfix'>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h3    avia-builder-el-1  el_after_av_layerslider  el_before_av_textblock  avia-builder-el-first  '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Business Overhead Expenses<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Business overhead expense insurance is an expense reimbursement policy that covers the fixed monthly overhead expenses required to keep a business viable until the return of the insured owner, after a period of disability. This allows business operations to continue until the insured owner either returns to work or makes a decision regarding the future of the business.<\/p>\n<blockquote>\n<p>\u00a0If your business depends on your ability to generate income to help pay the bills, your absence due to a long- or short-term disability would impact the bottom line.<\/p>\n<\/blockquote>\n<p>That&#8217;s why we provide business overhead expense insurance. It&#8217;s designed to help businesses with owners\/partners who actively generate income (such as physicians, lawyers, accountants and engineers) pay ongoing fixed expenses\u2014like salaries, rent, property taxes and utilities\u2014in the event that a partner or owner becomes disabled and is unable to work.<\/p>\n<\/div><\/section>\n<div  style='height:30px' class='hr hr-invisible   avia-builder-el-3  el_after_av_textblock  el_before_av_heading '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h3 meta-heading   avia-builder-el-4  el_after_av_hr  el_before_av_textblock  '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Key Features and Benefits:<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><ul>\n<li>You may apply for coverage if you are between ages 18 and 60<\/li>\n<li>The plan is non-cancelable until you reach age 65. After age 65, it is conditionally renewable, as long as you remain employed full-time (minimum of 30 hours per week) and are responsible for the expenses of maintaining an office or business.<\/li>\n<li>Benefits can be paid over a period of time up to 24 months<\/li>\n<li>Benefits may start after as few as 15 days of disability<\/li>\n<li>Premiums may be tax-deductible as a business expense<\/li>\n<li>The ability to increase your coverage at a later date<\/li>\n<li>If appropriate, return to work assistance may be provided to support your transition back to work<\/li>\n<\/ul>\n<\/div><\/section>\n<div   class='hr hr-default   avia-builder-el-6  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","footnotes":""},"class_list":["post-3426","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages\/3426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/comments?post=3426"}],"version-history":[{"count":3,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages\/3426\/revisions"}],"predecessor-version":[{"id":4274,"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/pages\/3426\/revisions\/4274"}],"wp:attachment":[{"href":"https:\/\/financial-advisory.ca\/index.php\/wp-json\/wp\/v2\/media?parent=3426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}